Reliable Third-Party Insurance Defense, General  Liability & Coverage Services  

Your business has general liability insurance for a reason—to protect you if an employee, customer, or visitor files a liability claim. However, when individuals seek more compensation than your insurance company deems necessary, you or your insurer may need to hire a legal team to represent you in a  liability suit.  

At Conrad & Scherer, our third-party insurance defense, general liability, & coverage services encompass a wide range of defense matters involving businesses, agencies, and insurance companies. We have extensive experience defending businesses against liability claims and representing insurance companies against third-party claimants.  

If you’re facing a third-party claim or lawsuit, you can trust our team to represent your best interests with integrity. Contact our trial lawyers today to learn more about our general liability defense services.  

What Is Third Party Insurance Defense?  

If an individual believes they have suffered an injury or financial loss due to another person’s actions,  they may file a claim with that person’s insurance company to receive compensation. A third-party insurance claim refers to a claim for compensation with an insurance company that is not a person’s own insurance provider.  

For example, if a construction worker becomes injured on the job, that worker may decide to file a claim with the company’s liability insurance provider to seek compensation for his or her injuries. If the insurance provider does not comply, the worker may bring a legal action against the company.  

At Conrad & Scherer, we have represented a wide range of businesses and agencies in third-party insurance claims, including insurance companies and the individuals or companies they insure. We’re prepared to take the burden off your shoulders and vigorously pursue a just resolution.  

Types of Third-Party Claims  

We have experience representing individuals, companies, and agencies in a wide range of third-party claims. Our practice areas include, but are not limited to, the following: 

Automotive Liability 

Being deemed the “at-fault” driver in an automobile accident can be expensive and stressful. However,  in many car accidents, fault is not immediately apparent. Many states have adopted a “comparative negligence” policy that allows insurance companies to assign both or all parties in an automobile accident partial fault.  

If you believe you were not entirely at fault for an automobile accident, we can help you establish the other party’s negligence in the accident. We can also defend you in a personal injury suit.  

If you are the policyholder of an at-fault driver, we can assist with any claims brought by the third party claimant and mitigate your overall damages.  

Catastrophic Injury  

A catastrophic injury is a severe injury with life-altering ramifications and requiring extensive medical treatment. Most catastrophic injuries involve injuries to one or more of the following:  

• Brain 

• Skull 

• Spine 

• Spinal cord 

Catastrophic injury claims can be costly, as they often result in significant medical bills, loss of income,  and loss of ability to work. The lawyers at Conrad & Scherer can assist you in navigating catastrophic injury claims. 

Construction Accidents  

Construction accidents typically involve construction workers who sustain injuries on job sites. Other circumstances, however, can also lead to construction accident cases. For example, if a bystander is injured by construction materials or processes, they may have a claim.  

Whether you are the construction company or the insurance company in a construction accident claim,  we can assist you by providing legal guidance.  

Construction Defects  

Construction defect claims often relate to a construction company breaching its contract, breaching a  previously offered warranty, or acting negligently in its construction practices. 

Construction defects often create confusing circumstances and a lack of clarity surrounding the determination of fault. Our trial attorneys can build a strategic defense to minimize your damages and protect your reputation.  

Homeowner Liability  

When an accident occurs on an individual’s property, the victim often places blame on the homeowner.  Homeowner liability claims can quickly become expensive, especially when the resulting injuries require  serious medical attention or lead to lost wages.  

Most homeowners have liability insurance to protect them against any injuries or damages that occur  on their properties. However, if a victim requests more money than the insurance company is willing to  pay, the victim may initiate a lawsuit to seek damages.  

Marine Liability  

Marine liability insurance provides coverage for accidents or injuries occurring on or near the water. We  have extensive knowledge in the realm of marine liability and are prepared to defend your company  against any liability suit involving a water-related injury.  

Product Liability  

Product liability claims hold companies responsible for manufacturing and distributing defective or  dangerous products into the stream of commerce. These claims can quickly become expensive, as it is  often challenging to determine fault for injuries related to these products.  

Slip and Falls  

Slip and fall accidents can lead to fractures, bruises, concussions, and other serious injuries. If a slip and  fall accident occurs on your property, the victim may try to sue you or your company for damages. You  can trust our legal team to defend you throughout the legal proceedings.  

Contact Our Defense Team Today  

If you are facing a third-party insurance lawsuit or general liability claim, you need a qualified attorney  on your side. At Conrad & Scherer, we have the necessary trial experience and knowledge to  successfully defend your case.  

Contact our third-party insurance defense, general liability, & coverage lawyers today at 954-462-5500  to request a case review.