Reliable Third-Party Insurance Defense General Liability Coverage Services

Reliable Third-Party Insurance Defense, General  Liability & Coverage Services  

Your business has general liability insurance for a reason—to protect you if an employee, customer, or visitor files a liability claim. However, when individuals seek more compensation than your insurance company deems necessary, you or your insurer may need to hire a legal team to represent you in a  liability suit.  

At Conrad & Scherer, our third-party insurance defense, general liability, & coverage services encompass a wide range of defense matters involving businesses, agencies, and insurance companies. We have extensive experience defending businesses against liability claims and representing insurance companies against third-party claimants.  

If you’re facing a third-party claim or lawsuit, you can trust our team to represent your best interests with integrity. Contact our trial lawyers today to learn more about our general liability defense services.  

What Is Third Party Insurance Defense?  

If an individual believes they have suffered an injury or financial loss due to another person’s actions,  they may file a claim with that person’s insurance company to receive compensation. A third-party insurance claim refers to a claim for compensation with an insurance company that is not a person’s own insurance provider.  

For example, if a construction worker becomes injured on the job, that worker may decide to file a claim with the company’s liability insurance provider to seek compensation for his or her injuries. If the insurance provider does not comply, the worker may bring a legal action against the company.  

At Conrad & Scherer, we have represented a wide range of businesses and agencies in third-party insurance claims, including insurance companies and the individuals or companies they insure. We’re prepared to take the burden off your shoulders and vigorously pursue a just resolution.  

Types of Third-Party Claims  

We have experience representing individuals, companies, and agencies in a wide range of third-party claims. Our practice areas include, but are not limited to, the following: 

Automotive Liability 

Being deemed the “at-fault” driver in an automobile accident can be expensive and stressful. However,  in many car accidents, fault is not immediately apparent. Many states have adopted a “comparative negligence” policy that allows insurance companies to assign both or all parties in an automobile accident partial fault.  

If you believe you were not entirely at fault for an automobile accident, we can help you establish the other party’s negligence in the accident. We can also defend you in a personal injury suit.  

If you are the policyholder of an at-fault driver, we can assist with any claims brought by the third party claimant and mitigate your overall damages.  

Catastrophic Injury  

A catastrophic injury is a severe injury with life-altering ramifications and requiring extensive medical treatment. Most catastrophic injuries involve injuries to one or more of the following:  

• Brain 

• Skull 

• Spine 

• Spinal cord 

Catastrophic injury claims can be costly, as they often result in significant medical bills, loss of income,  and loss of ability to work. The lawyers at Conrad & Scherer can assist you in navigating catastrophic injury claims. 

Construction Accidents  

Construction accidents typically involve construction workers who sustain injuries on job sites. Other circumstances, however, can also lead to construction accident cases. For example, if a bystander is injured by construction materials or processes, they may have a claim.  

Whether you are the construction company or the insurance company in a construction accident claim,  we can assist you by providing legal guidance.  

Construction Defects  

Construction defect claims often relate to a construction company breaching its contract, breaching a  previously offered warranty, or acting negligently in its construction practices. 

Construction defects often create confusing circumstances and a lack of clarity surrounding the determination of fault. Our trial attorneys can build a strategic defense to minimize your damages and protect your reputation.  

Homeowner Liability  

When an accident occurs on an individual’s property, the victim often places blame on the homeowner.  Homeowner liability claims can quickly become expensive, especially when the resulting injuries require  serious medical attention or lead to lost wages.  

Most homeowners have liability insurance to protect them against any injuries or damages that occur  on their properties. However, if a victim requests more money than the insurance company is willing to  pay, the victim may initiate a lawsuit to seek damages.  

Marine Liability  

Marine liability insurance provides coverage for accidents or injuries occurring on or near the water. We  have extensive knowledge in the realm of marine liability and are prepared to defend your company  against any liability suit involving a water-related injury.  

Product Liability  

Product liability claims hold companies responsible for manufacturing and distributing defective or  dangerous products into the stream of commerce. These claims can quickly become expensive, as it is  often challenging to determine fault for injuries related to these products.  

Slip and Falls  

Slip and fall accidents can lead to fractures, bruises, concussions, and other serious injuries. If a slip and  fall accident occurs on your property, the victim may try to sue you or your company for damages. You  can trust our legal team to defend you throughout the legal proceedings.  

Contact Our Defense Team Today  

If you are facing a third-party insurance lawsuit or general liability claim, you need a qualified attorney  on your side. At Conrad & Scherer, we have the necessary trial experience and knowledge to  successfully defend your case.  

Contact our third-party insurance defense, general liability, & coverage lawyers today at 954-462-5500  to request a case review. 

    Senior Partner
    • Nova Southeastern University, Shepard Broad Law School, JD, 1996
    • State University of New York at Albany, BS, 1989
    • Florida Bar
    • United States District Court, Southern District of Florida
    • United States District Court, Middle District of Florida
    • Eleventh Circuit Court of Appeals, 2021

    Steven Osber is a senior partner at Conrad & Scherer’s Fort Lauderdale office with a practice concentrating primarily on commercial and business litigation. Mr. Osber’s case representation ranges from routine litigation matters and third party insurance litigation to highly complex litigation including partnership/shareholder disputes, commercial eviction matters, real estate litigation and construction litigation.

    In addition to his extensive experience in commercial litigation and construction related litigation, Mr. Osber has handled a number of significant cases representing businesses in a variety of cases involved sophisticated legal issues through trial and obtained successful results for his clients. Mr. Osber is also valued as a contributing litigator in the firm’s labor and employment cases. He also serves as outside general counsel advising various businesses on day to day legal matters.

    Mr. Osber’s expansive litigation experience includes more than 100 state and federal jury and non-jury trials, as well as extensive binding arbitration experience. He is also proficient in appellate cases, having prepared appellate briefs on a variety of matters, argued before various appellate tribunals, and has obtained favorable opinions in the appellate courts throughout the State of Florida. He is rated AV Preeminent by Martindale-Hubbell, which indicates a demonstration of the highest professional and ethical standards and is the highest rating a lawyer can receive. He has also been recognized as a top lawyer in the South Florida Legal Guide in 2011, and from 2014 to present day.

    • AV® Preeminent™ Peer Rated by Martindale-Hubbell®
    • Selected as a “Top Lawyer” by Fort Lauderdale Illustrated Magazine for Business Litigation & Commercial Litigation, 2021
    • Recognized by the South Florida Legal Guide, “Top Lawyer” for Complex Business Litigation, 2011, 2014 – 2021
    • Listed as one of the “FACES of Fort Lauderdale” in Complex Commercial Litigation by Fort Lauderdale Illustrated Magazine, 2020
    Senior Associate
    • Catholic University of America, Columbus School of Law, Juris Doctor, 1995
    • Providence College, Bachelor of Arts, 1992, cum laude
    • Florida Bar, 1996
    • New York Bar, 1996
    • Eleventh Circuit Court of Appeals, 2001
    • Supreme Court of United States, 2004

    Janine McGuire is a senior associate in the firm’s Fort Lauderdale office. Mrs. McGuire provides key appellate and litigation support for the firm’s diverse clientele throughout all stages of litigation.

    Having extensive insight as to appellate issues and process, Mrs. McGuire works closely with the firm’s litigation teams during the trial court stages to ensure that appellate rights are preserved with a proper and compelling record should an appeal be necessary.

    Mrs. McGuire has practiced within many areas of law in addition to appellate practice, including health care, medical malpractice, professional liability, governmental and administrative law and complex commercial litigation. In particular, Mrs. McGuire’s experience in health care law includes managed care, risk management, medical staff/peer review, employment, and medical malpractice litigation.

    Community Involvement/Affiliations
    • Saint Mark’s Episcopal Church and School, Board of Trustees, 2013
    • Broward County Bar Association, Member, 1996 to present
    • Omicron Delta Epsilon, Member, 1992 to present
    Significant Matters/Cases
    • Rohart v. Phoenix Emergency Med. of Broward, L.L.C., 41 So. 3d 410 (Fla. 4th DCA 2010)(PCA); Rohart v. N. Broward Hosp. Dist., 45 So. 3d 461 (Fla. 2010)(Petition for review dismissed); Rohart v. N. Broward Hosp. Dist., 131 S. Ct. 1570, 179 L. Ed. 2d 473 (2011)(Petition for writ of certiorari denied). Successfully defended a large governmental entity in several appeals filed by a former employee claiming tortious interference with a business relationship, denial of due process, and denial of equal protection.
    • Padilla v. N. Broward Hosp. Dist., 270 F. App’x 966 (11th Cir. 2008). Successfully defended a large governmental entity in an appeal filed in the United States Court of Appeals, Eleventh Circuit, by a former employee claiming discrimination in violation of Title VII and the Florida Civil Rights Act.
    • Marmorstein v. Wallach, 993 So. 2d 535 (Fla. Dist. Ct. App. 2008)(PCA). Successfully defended the appeal of an order dismissing a complaint with prejudice which sought to obtain a $1.7 million commission on a purported viatical settlement contract that failed to disclose the amount and method of calculating the commission as required by Florida law.
    • City of Lauderhill v. Rhames, 864 So. 2d 432 (Fla. 4th DCA 2003). Appealed a judgment against a municipal corporation in a § 1983 action brought by several employees alleging violations of their substantive due process rights as the result of a department wide reorganization that eliminated their supervisory positions.
    • Selected as a “Top Lawyer” by Fort Lauderdale Illustrated Magazine for Insurance Law & Trusts and Estates, 2021
    • Listed in South Florida Legal Guide, “Top Lawyers”, 2013 and 2014
    • Listed in South Florida Legal Guide, “Top Up and Comers”, 2010 to 2012